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I work in the <b>credit</b> <b>card</b> industry, so I can <b>answer</b> your question. <b>Secured</b> <b>credit</b> <b>cards</b> are no different than regular <b>credit</b> <b>cards</b> when it comes to reporting. What exactly is a <b>secured</b> <b>credit</b> <b>card</b>? ... Style; Beauty; Food; Parenting; Makers; Tech; Shopping; Travel; Autos; Homes; Upgrade to the new Firefox » <b>Yahoo</b> <b>Answers</b> ... A <b>secured</b> <b>card</b> is reported as such to the <b>credit</b> bureaus and is scored differently than a pure unsecured <b>card</b>. What is a <b>secured</b> <b>credit</b> <b>card</b>? Where can I get one? Bankrate <b>answers</b> the most common questions about <b>secured</b> <b>credit</b> <b>cards</b>. Find Rates Calculators. Home; Rates; Calculators; Mobile; ... What is a <b>secured</b> <b>credit</b> <b>card</b>? A <b>secured</b> <b>card</b> requires a cash collateral deposit that becomes the <b>credit</b> line ... ... we look at <b>secured</b> <b>credit</b> <b>cards</b> ... Follow <b>Yahoo</b> Finance ... A <b>secured</b> <b>credit</b> <b>card</b> requires a cardholder to make a cash deposit to "secure" the total limit on the <b>credit</b> <b>card</b>. Yes, CapOne <b>secured</b> <b>cards</b> will rebuilt your <b>credit</b>. I believe the do not normally allow you to convert the <b>card</b> to a regular account. Wells Fargo offers a <b>secured</b> <b>card</b> with the lowest annual fee and does allow you to convert to a regular <b>card</b> in 12 to 18 months: https://www.wellsfargo ... You do not have any reward program on that <b>secured</b> <b>card</b>. There are no points. Even if you had a rewards <b>card</b>, it is unlikely paying your student loans with the <b>card</b> would give you points. Reward programs only give points on purchases, not cash advances. 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